January Debt



Christmas has always been my favourite holiday. I never grow tired of the twinkling lights, the abundance of chocolates, and the time spent with friends and family. The Christmas season is magical.

But as I’ve grown up, I’ve realized how consumer-driven this holiday is. As much as I enjoyed buying gifts for the people I care about, I couldn’t help but cringe every time I handed over my debit card. With every purchase, I knew my reputation as a thoughtful gift-giver was going up, but it was also painfully evident that the amount in my bank account was going down.

As university students, money is a huge deal. I’m sure many of us are recovering from the mass amounts of money we spent on gifts, food, outings, and other expenses over the holidays.

Now that we’re in the middle of January and fully in recovery mode, here are some tips to help with saving money.

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